Photos from the Copenhagen Light Festival 2021 — We’re stuck at home and we can’t travel, so allow me to share a little color and light in the shape of outdoor art installations. Below are the night pictures I took last month in Copenhagen’s city center, with kids in tow. …

And it was so much fun! We were looking forward to our third ice skating season. We moved to Copenhagen when the children were little. The first ice skating season went OK but during the second season their abilities developed enough they were thrilled every time they were on the…

and answers. After the article “Top tips on raising trilingual children: how our kids spoke 3 languages at age 4” I received a couple of interesting messages and a few questions asking for clarification or details. …

Lifestyle creep is a common stumbling block to financial independence and personal wealth building. Lifestyle creep happens when your income increases but you lack the discipline to curb your spending. Every time your income increases you give yourself permission to spend more money. …

See how fast your money grows Here’s my conundrum. …

A follow up to the article Women in the workforce in 2021: It will take all of us lifting each other up — One of my 2021 goals is to help one woman, whom I don’t know, each month in any way I can. I know this is not much, but right now, with everything going on, this is what I’m capable of taking on. The day after I posted the January update…

Take a little from today and use it for a better tomorrow — You must save early and often, and trust that everyone has the capacity to be a saver. Once you’ve saved enough for an emergency fund, you must invest all extra cash because with interest rates at near 0%, your cash loses value over time. You must invest! The easiest way…

Helping our children develop good financial habits and finding approaches that reflect real-life situations effectively teach them long-lasting and positive money behaviors. Our oldest turned 6 this month. And for his 6th birthday, he asked to manage his own money. He was very specific and careful with his wording! …

We’re all home so… is 2021 the year we embrace financial literacy? — 2020 was a strange and unique year, and most people were financially unprepared for it. But if we are honest, this was the first pandemic for most of us, but it was not the first (or second) financial crisis in our adult life. …